Business Insurance, Investments, Planning, and more

Goodwin & Smith has multiple retirement solutions for businesses. We offer retirement plans for small, medium and large businesses.

Keeping good employees can be one of the biggest challenges for business owners. Many times the employees are looking for businesses that offer the best benefits. Take time to consider what type of plan may fit your business and start attracting the best employees for your business.

Our product offerings include:

• Solo 401Ks,
  
• 401Ks,
  
• 403Bs,
  
• Payroll Deducted IRAs,
  
• SEP IRAs,
  
• Simple IRAs,
  
• Defined Benefit plans,
  
• Profit Sharing, and much more.
  

We contact multiple carriers to get the best policy at the best premiums.

• Group Health Plans
  
• Group Dental & Vision
  
• Long and Short Term Disability
  
• Group Long Term Care
  
• Group Life Insurance
  
• General liability 
• Business Owners Policy/Package “BOP” 
• Workers compensation Insurance 
• In-land Marine-Coverage 
• Commercial Auto and Fleet Coverage 
• Errors and Omissions 
• Umbrella 

Business Transition Planning

For many years you have worked to grow your business. Your hard work and dedication paid off and now at retirement you are facing a tough decision; pass the business to your children or trusted employee, sell the business or close the business.

• Do you know what questions to ask?
  
• Do you know the tax ramifications?
  
• Do you know what to do after the business has been sold?
  

Affordable Value-Add

• LegalShield – 24 hour access to attorneys
  
• IDShield – 24 hour identity theft protection
  
• Healthiest You – 24 hour access to Doctors
  
• Aflac-Multiple low or no cost benefits
  
• Accident Policies
  
• Cancer Policies